SPENDiD Predictive Budgeting App
True financial freedom starts with awareness. Before you can change your future, you have to see it clearly. Use the SPENDiD tool below to explore what your income can truly support — so you can plan wisely, live confidently, and walk in purpose.
Predict Your Financial Future with Confidence
Stop Guessing, Start Planning: See What Your Financial Future Really Looks Like
Empowering Your Finances has partnered with SPENDiD to bring you a quick, personalized budgeting tool. In just minutes, you can forecast your monthly spending power, see how your finances compare with peers, and discover your cash-flow health — all without sharing any personal or account data.
Benefits: You Gain Instantly
• Projected Financial Outcomes: Instantly see your projected income, expenses, and saving ability, tailored to any career, location, and demographic scenario.
• Budget Health Score: Quickly check your score and receive practical insights on where adjustments might be needed for confident money management.
• Weighing Major Decisions: The tool helps students and young adults weigh career paths and first job offers and prepares them for "Real-World" career, college, location, and lifestyle decisions.
• Privacy First: You don't have to worry about linking bank or credit card accounts. The platform is Private & Easy to use, providing clarity without sharing personal data.
One of my favorite parts of financial education and planning is helping people move from uncertainty to clarity. The tool below, powered by SPENDiD, lets you instantly see how your income and lifestyle align — giving you a clear snapshot of where you stand and where you can go next. Take a minute to explore your results. You might be surprised by how empowering clarity can be. Only an email is required to view your SPENDiD results.
Simple & Fast
Personalized to You
Real World Data
No Software to Download
Disclaimer: This tool is provided by SPENDiD for educational purposes only and does not constitute financial advice. Results are estimates based on peer and location-based data.
“Want to discuss your results? Schedule a session with Empowering Your Finances to turn your plan into action.”
We want to understand your needs precisely to provide the perfect solution. Let us know what you want, and we’ll do our best to help.

