RFC®
Registered Financial Consultant
A professional designation recognizing financial consultants who meet educational, experience, ethical, and continuing-education requirements in financial consulting and personal finance.
Issued by IARFC
About the Founder
Darnell Frazier
RFC® · CPRS™ · CCFC · CFEI®
Founder & CEO, Empowering Your Finance LLC
Financial Educator & Financial Coach
Host, The Road to Financial Empowerment
Podcast
"Let's Grow Financially Together."
Quick Answer
Darnell Frazier is the Founder and CEO of Empowering Your Finance LLC and host of The Road to Financial Empowerment podcast. He is a Registered Financial Consultant (RFC®), Certified Personal Retirement Specialist (CPRS™), Certified College Financial Consultant (CCFC), and Certified Financial Education Instructor (CFEI®), specializing in personal financial education, financial counseling, college planning, retirement planning, and investment planning education.
About Darnell
Darnell Frazier is a financial educator and coach on a mission to make financial knowledge clear, practical, and accessible. As the Founder and CEO of Empowering Your Finance LLC, he helps individuals and families build a personal financial foundation through education, counseling, and coaching — not product sales or pressure-driven advice.
Darnell holds four professional credentials and is an active member of eight national financial-education and counseling organizations. His work is grounded in a simple belief: financial empowerment begins with understanding. When people understand how money works, they make better decisions — and better decisions, repeated consistently, change lives.
Darnell is also the host of The Road to Financial Empowerment: Unlocking True Financial Freedom , a podcast dedicated to demystifying personal finance for everyday households.
Credentials
Darnell holds four nationally recognized professional designations covering financial consulting, retirement planning, college financial planning, and financial education instruction.
CPRS™
Certified Personal Retirement Specialist
A specialized designation in personal retirement planning education, focused on the principles, strategies, and decision frameworks that drive sound retirement outcomes for individuals and families.
University of Georgia Terry College of Business
CCFC
Certified College Financial Consultant
A credential focused on college funding, financial aid strategy, and education-planning literacy — equipping families to navigate the cost of higher education with informed, structured decisions.
Issued by AICCFC
CFEI®
Certified Financial Education Instructor
A national credential certifying professionals to deliver financial education programs and curriculum, recognized across schools, workplaces, and community organizations.
Issued by NFEC
Professional Development
Darnell pursues continuous learning across the disciplines of financial education, financial counseling, retirement planning, college planning, and behavioral finance.
- Registered Financial Consultant (RFC®) — International Association of Registered Financial Consultants (IARFC)
- Certified Personal Retirement Specialist (CPRS™) — University of Georgia Terry College of Business
- Certified College Financial Consultant (CCFC) — American Institute of Certified College Financial Consultants (AICCFC)
- Certified Financial Education Instructor (CFEI®) — National Financial Educators Council (NFEC)
- Continuing education in financial counseling and planning education — Association for Financial Counseling & Planning Education (AFCPE)
- Continuing education in financial planning and personal finance — Financial Planning Association (FPA)
- Ongoing speaker development — Personal Finance Speakers Association (PFSA)
Professional Affiliations
Darnell is an active member of leading national organizations across financial education, financial planning, financial counseling, college planning, and faith-based community service.
IARFC
Registered Financial Consultants
FPA
Financial Planning Association
AFCPE
Financial Counseling & Planning Education
AICCFC
Certified College Financial Consultants
NACAC
College Admission Counseling
NFEC
National Financial Educators Council
PFSA
Personal Finance Speakers Association
CCM
Concerned Christian Men
Beyond the Credentials
When Darnell isn't teaching, coaching, or recording episodes of The Road to Financial Empowerment , he's a lifelong college football fan, a community volunteer through Concerned Christian Men, and a husband and family man who believes the best financial work happens at the kitchen table — where real conversations about money actually take place.
His approach is shaped as much by personal experience and faith as by credentials: financial empowerment isn't just a profession for Darnell, it's a calling rooted in the belief that every household deserves the knowledge and confidence to build a stronger financial future.
Frequently Asked Questions
Who is Darnell Frazier?
Darnell Frazier is the Founder and CEO of Empowering Your Finance LLC and host of The Road to Financial Empowerment podcast. He is a Registered Financial Consultant (RFC®), Certified Personal Retirement Specialist (CPRS™), Certified College Financial Consultant (CCFC), and Certified Financial Education Instructor (CFEI®), specializing in personal financial education, financial counseling, college planning, retirement planning, and investment planning education.
What are Darnell Frazier's credentials?
Darnell Frazier holds four professional credentials: RFC®(Registered Financial Consultant) through the IARFC, CPRS™(Certified Personal Retirement Specialist) through the University of Georgia Terry College of Business, CCFC(Certified College Financial Consultant) through the AICCFC, and CFEI®(Certified Financial Education Instructor) through the NFEC.
Is Darnell Frazier a financial advisor or financial educator?
Darnell Frazier is a financial educator and financial coach, not a financial advisor. Empowering Your Finance LLC focuses on financial education, counseling, and coaching — teaching individuals and families the knowledge and frameworks they need to make informed financial decisions. The company does not provide personalized investment advice or sell financial products.
What is a Registered Financial Consultant (RFC®)?
A Registered Financial Consultant (RFC®) is a professional designation conferred by the International Association of Registered Financial Consultants (IARFC). The credential recognizes financial professionals who meet educational, experience, ethical, and continuing-education requirements in financial consulting and personal finance.
What professional organizations is Darnell Frazier a member of?
Darnell Frazier is a member of the IARFC, FPA, AFCPE, AICCFC, NACAC, NFEC, PFSA, and CCM — eight national organizations spanning financial consulting, financial planning, financial counseling, college planning, financial education, professional speaking, and faith-based community service.
What is the difference between financial education and financial advice?
Financial education teaches concepts, principles, and frameworks so individuals can understand and manage their own finances. Financial advice is personalized guidance, typically regulated, that recommends specific products or actions for an individual's situation. Empowering Your Finance provides financial education, counseling, and coaching — equipping people with knowledge rather than recommending specific investments or products.
Why was Empowering Your Finance founded?
Empowering Your Finance was founded by Darnell Frazier, RFC®, to make financial education simple, accessible, and life-changing. The mission was shaped by the lessons of the 2008 financial crisis and the 2020 economic disruption, both of which exposed how unprepared many individuals and families were for financial shocks. Read the full story →
What podcast does Darnell Frazier host?
Darnell Frazier hosts The Road to Financial Empowerment: Unlocking True Financial Freedom , a personal finance education podcast available on Apple Podcasts , Spotify , Amazon Music , and other major podcast platforms.
Where can I find Darnell Frazier online?
Darnell publishes through Empowering Your Finance and is active on LinkedIn , YouTube , Instagram , Facebook , Pinterest , TikTok , Threads , and BlueSky , and hosts The Financial Empowerment Lab community on Skool.
How can I work with Darnell Frazier?
You can work with Darnell through Empowering Your Finance LLC by booking an appointment for financial education, counseling, or coaching; joining The Financial Empowerment Lab on Skool; or enrolling in eVolve programs through empoweringyourfinance.com.